General Insurance provides a comprehensive suite of travel insurance products designed to protect travellers against medical emergencies, trip cancellations, lost baggage, and flight disruptions.
The travel insurance product portfolio is structured by destination types, traveller demographics, and trip frequencies:
These flagship policies are designed to meet strict visa requirements (such as Schengen visas) and protect against high overseas medical costs:
Travel Guard: A comprehensive plan covering emergency medical expenses, medical evacuation, trip delays, lost passport, and automatic extension in case of delays.
Schengen Travel Insurance: Specially curated to meet mandatory criteria for traveling to Schengen countries, including a minimum €30,000 medical coverage limit.
US & Canada Travel Insurance: Tailored specifically for North American travel, featuring higher medical sub-limits to handle the expensive healthcare systems in the US and Canada.
Products built structurally around the unique needs of specific age cohorts or types of travelers:
Student Travel Insurance (Student Guard): Designed for students pursuing higher education abroad. It covers tuition fee protection (in case of medical interruption), sponsor default, medical expenses, and compassionate visits by parents.
Senior Citizen Travel Insurance: Tailored for elderly travelers (typically aged 71 to 85+ years) who need specialized pre-existing medical condition tracks and emergency medical assistance without extensive pre-policy medical checkups.
Family Travel Insurance: A single-policy structure that covers the entire family under one plan, ensuring easy management and cost-effective premiums for leisure trips.
Single Trip Insurance: Ideal for leisure or business travellers taking a one-off vacation, providing coverage for a specific duration of up to 180 days (extendable).
Multi-Trip (Annual) Insurance: Designed for frequent flyers and business executives. It covers an unlimited number of international trips within a 365-day period, with each individual trip capped at a specified duration (e.g., 30 or 45 days) to save on premium costs.
Domestic Travel Guard: A policy designed for travel within India, covering bag theft, missed flight connections, accidental hospitalization, and emergency medical evacuation across domestic routes.
Tata AIG travel policies integrate several protective features to handle unforeseen travel disruptions:
Flight & Baggage Delay: Reimburses essential personal items if checked baggage is delayed, or covers meals/accommodation during prolonged flight delays.
Trip Cancellation & Interruption: Covers non-refundable booking costs if a trip is cancelled or cut short due to personal illness, a family emergency, or natural disasters.
Bounced Hotel/Airline Bookings: Compensates the traveler if an airline or hotel overbooks and cannot honor a confirmed reservation.
Get complete cover for overseas medical emergencies, passport loss, flight cancellations, and baggage delay so you can travel stress-free.
