• Beside SRO, Mithilapuri Road, Madhurawada, Visakhapatnam
  • Opening Hours: 10:00am - 07:00pm

GetInsured simplifies the complex world of insurance, empowering individuals, families, and businesses across India to compare, choose, and secure the perfect protective safety net.

FAQ Center

Have questions? We have answers. Explore our comprehensive FAQs organized by service.

GetInsured Help Desk

General FAQs

New to GetInsured? Here are some of the most common questions about our platform and services.

What is GetInsured?

We are a digital insurance marketplace helping you compare, choose, and buy the best insurance plans.

Are you an insurance company?

No, we are an insurance aggregator partnering with India's top insurers to offer you the best options.

Are your insurance quotes free?

Yes, our comparison tools, expert consultations, and quote generations are completely free.

How do I file a claim?

You can initiate a claim directly through our portal or by calling our dedicated claim assistance team.

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What types of life insurance do you offer?

We provide term life insurance, investment-linked plans (ULIPs), and guaranteed savings schemes.

How much life insurance cover do I need?

A general rule is a cover amount equal to at least 10 to 15 times your annual income.

Can I add riders to my term plan?

Yes, you can add critical illness, accidental death, and waiver of premium riders for extra safety.

What does health insurance cover?

It covers inpatient hospitalization, pre/post-hospitalization costs, daycare procedures, and ambulance charges.

What is a cashless health claim?

It means the hospital settles your medical bills directly with the insurer so you do not pay out of pocket.

Is there a waiting period for health policies?

Yes, initial waiting periods apply for pre-existing diseases, typically ranging from 1 to 4 years.

What is the difference between Third-Party and Comprehensive insurance?

Third-party covers legal damages to others; comprehensive covers both third-party liabilities and your own vehicle damages.

What is No Claim Bonus (NCB)?

It is a discount on your renewal premium given for every year you do not claim.

Can I transfer my NCB to a new car?

Yes, NCB belongs to the driver, not the vehicle, and can be transferred to your new car policy.

What assets can I secure through GetInsure?

We offer protection plans for residential homes, commercial offices, factories, and business inventory.

Does home insurance cover natural disasters?

Yes, standard plans cover damages from fire, earthquakes, floods, storms, and lightning strikes.

When should I buy travel insurance?

It is best to purchase your policy on the day you book your flights or trip packages.

Does travel insurance cover flight cancellations?

Yes, it compensates for non-refundable expenses if your flight is cancelled due to covered emergencies.