Health Insurance offers an extensive portfolio of health insurance plans categorized by life stage, medical needs, and specific demographic targets.
The broad product categories and flagship plans available include:
These flagship retail products provide extensive, all-inclusive coverage with high sums insured, minimal sub-limits, and advanced medical coverage features.
Super Star: Features innovative "No Limits" benefits including unlimited restoration of the sum insured, unlimited renewal bonuses, and an option to "Freeze Your Age" to lock in premiums until a claim is filed.
Star Comprehensive Insurance Policy: A widely chosen plan offering delivery/maternity expenses, new-born baby coverage, air ambulance, and a 100% automatic sum insured restoration.
Star Health Assure Insurance Policy: Tailored for massive joint families, allowing coverage for up to 6 adults and 3 children under a single roof with unlimited automatic restorations.
Products structurally designed around the unique healthcare demands of specific age cohorts or genders.
Young Star Insurance Policy: Geared toward individuals under 40 years old, coming with affordable premiums, automatic restoration, and no mandatory pre-acceptance medical checks.
Star Women Care Insurance Policy: A highly specialized policy focusing on women’s health milestones, covering assisted reproduction treatments, pregnancy care, and female-specific cancers.
Senior Citizens Red Carpet Health Insurance Policy: Tailored for elderly individuals (typically entry age 60 to 75 years) with features focusing on geriatric medical care and lifelong policy renewability.
Star Health pioneered "disease management" retail policies, allowing individuals with pre-existing or high-risk chronic medical conditions to secure specialized indemnity tracks.
Diabetes Safe Insurance Policy: Specifically formulated to cover complications arising from Type 1 and Type 2 Diabetes.
Star Cardiac Care Insurance Policy / Platinum: Built specifically for individuals who have histories of cardiac issues or have undergone stenting/bypass procedures.
Star Cancer Care Platinum / Gold: Specialized policies aimed at providing both diagnostic indemnity and cancer therapy treatment support.
Star Special Care Platinum: Customized health coverage designed explicitly for children diagnosed with neurodevelopmental disorders or special medical needs.
Affordable entries or supplemental layer policies designed to amplify an existing insurance policy's safety net.
Family Health Optima Insurance Plan: A budget-friendly, high-utility family floater choice providing a single shared pool of sum insured for the entire family.
Arogya Sanjeevani Policy: A standardized, simple health product mandated by the IRDAI containing standard features across the entire insurance sector.
Super Surplus Insurance Policy (Individual & Floater): A high-value top-up plan that activates once expenses cross a designated deductible amount, providing larger coverage limits at minimal added cost.
Additional plan choices designed to handle supplementary medical needs and related expenses.
Star Hospital Cash Insurance Policy: Pays a fixed daily cash allowance during a period of hospitalization to handle auxiliary and non-medical expenses.
| Segment Category | Star Health Flagship Plans | Tata AIG Flagship Plans |
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| Premium / Comprehensive Floaters |
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| Youth-Centric Plans |
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| Senior Citizen Care |
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| Disease-Specific Protection |
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| Top-Up Plans |
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Safeguard your family's health with extensive hospital network coverage, hassle-free cashless claims, and flexible premium payment plans.
